By Dee Lee
Retirement consultant for usual those who wish to take and early retirement and luxuriate in lifestyles. bargains easy-to-follow steps for deciding upon what quantity of money might want to be kept, and the way to make it stretch as lengthy, and much, as attainable. Softcover.
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Extra info for Complete Idiot's Guide to Retiring Early
You don’t have to hang out with them when you retire; just ask if you can call them or meet to discuss what’s bugging you. They’ve been there, and many are willing to talk about their experience if it would help another person. A Nugget of Gold There’s no free lunch. Any professional in any field is in business to make money. Whether you want medical, legal, or financial advice, be prepared to pay well for quality. But do your homework first. Ask friends and co-workers who they use and how satisfied they are.
Only 4 percent of pensions are indexed or set to increase to keep up with the cost of living. At 4 percent inflation, that nice pension that you get today loses half its buying power in 19 years and two thirds of its value in 28 years. That won’t be enough. Many companies also reduce an early pension when you begin collecting Social Security. Chapter 2 ➤ What It Takes Too Little, Too Late The retirement age for receiving reduced Social Security benefits is scheduled to increase along with the age at which you can collect full benefits.
To your co-workers and acquaintances, you certainly are what you do. And you buy into that identity over the years much more than you think you do. You’ll see when you retire just how much that really is. You’re not giving up just the title and job identity; you’re giving up your major productive contribution to society (we’ll leave it up to you to determine how much that is). That package gives your life a big part of its meaning. It defines some piece of your selfworth. You’ll leave it all behind when you retire.
Complete Idiot's Guide to Retiring Early by Dee Lee